5 ways to get insurance discounts

However, we know that saving is important. We will therefore help you obtain insurance discounts without having to give up the essential coverage to protect yourself.

1 – Get insurance discounts by combining multiple policies with the same insurance company

The technical term for this is grouping. It happens when you combine multiple products or services as one. And, by purchasing these products in a package, you can get a significant discount.

The stronger your relationship with an insurance company – such as the more insurance policies you have – the more difficult it will be to break that relationship. All insurance companies want to have you as a customer for many years. Therefore, it is natural that they create conditions for earning your trust in a long-term relationship. In this way, by combining multiple insurance policies from the same company, you can obtain better conditions for superior protection.

Did you know that if you add other insurance policies for your family to Generali Tranquilidade Car Insurance you can get discounts of up to 10%?

2 – Pay attention to campaigns

If you pay attention to the campaigns created by a dynamic market like the insurance market, you will notice several potential earnings. You can find ways to get insurance discounts, upgrade a policy without seeing the cost increase, or get special terms when you sign up for more than one insurance at the same time.

However, pay attention to the deadlines of these campaigns, as some discounts or benefits may be short-lived.

3 – Find added value in partner networks

Taking out insurance goes beyond protecting life or property. It means entering a community where everyone protects everyone. This principle has governed the insurance business since its inception. And it is increasingly evident in the offer made to you.

It has become common, simply by subscribing to insurance, to access discount networks and other exclusive advantages of products and services spread throughout the country. Furthermore, by subscribing to digital communication services, you are sure of protecting the community and the environment. But insurers will be able to go further. In exchange they offer you exemptions or discounts on insurance.

Did you know that being a Green Customer of Generali Tranquilidade gives you immediate access to all your documentation, exempting you from the cost of the policy and reducing operating costs?

4 – The mediator’s advice is very important

The broker is your best friend when it comes to insurance. Trust your own advice. He will be able to find the best insurance discounts without putting at risk what he wants to protect: your safety and that of your family.

The advantage of taking advice from an insurance professional is that they know you and the market. Know your needs and how they evolve. You’ll know, for example, that your child received a new laptop for Christmas. And that home insurance must now include theft or theft coverage to protect this property without meaning an increase in your monthly bill.

5 – The premium you pay is up to you

There are behaviors and decisions that influence the premium to be paid. The risk to which the insured is subject is one of the decisive factors in its calculation. If you reduce it you will get discounts on insurance. Let’s give three examples of how this can happen.

> car insurance

By practicing safe driving, the risk of having accidents caused by you decreases. Your driving history is essential in calculating your car insurance premium. An exemplary driver will be rewarded with a bonus in this calculation.

> home insurance

Simple decisions like having a fire extinguisher in your home or installing a storm door can better protect your home. However, to reduce the price paid for multi-risk insurance, deductibles are one of the ways. Insurance usually has deductibles, but it provides several payment options in case a problem arises that causes you to require insurance.

Choose the franchise that best suits your case. With a higher deductible you will pay a lower price for insurance, but you will be responsible for more of the expense if something unfortunate happens. On the contrary, with a lower deductible the price of insurance is higher, but the insurance will cover more of the expense in the event of an unexpected event.

> Life insurance

A healthy diet and an active lifestyle combat sedentary lifestyle and obesity. But those are not the only advantages! It can also mean having access to the best pricing terms on your insurance. We want to encourage our Customers to have a healthier life by offering them better conditions!