LEGAL NOTICE

Legal Notice and Terms of Use

I. GENERAL INFORMATION

In compliance with international regulations regarding Information Society Services and Electronic Commerce, the following general information about this website is provided:

The ownership of this website (hereinafter, «Website») belongs to Folime (accessible via www.folime.xyz).

Contact Details:

II. GENERAL TERMS AND CONDITIONS OF USE

Purpose of the Terms: The Website
The purpose of these General Terms and Conditions of Use (hereinafter, «Terms») is to regulate access to and use of the Website. For the purposes of these Terms, «Website» shall mean the external appearance of the screen interfaces, the navigation tree, as well as all elements integrated into the screen interfaces (hereinafter, «Content») and any online resources that may be offered to Users (hereinafter, «Services»).

Folime reserves the right to modify, at any time and without prior notice, the presentation and configuration of the Website and its Content. The User acknowledges and accepts that Folime may interrupt, deactivate, and/or cancel any of these elements at any time.

User access to the Website is free of charge and does not require the User to provide any consideration, except for the cost of connection through their telecommunications network.

The User
Access, navigation, and use of the Website confer the condition of User. From the moment Users begin navigating the Website, they accept all Terms set forth herein, including any future modifications. It is recommended that Users read these Terms regularly.

Folime provides a wide range of informative articles, services, and data. The User assumes responsibility for making appropriate use of the Website. This responsibility includes:

  • Using the information, Content, and Services provided by Folime in compliance with the Law, morality, and public order, and without violating third-party rights.
  • Ensuring the accuracy of any information provided in contact forms.

Folime will not be held liable for opinions expressed by Users through comments or other participation tools. Access to the Website alone does not imply the establishment of any commercial relationship between Folime and the User.

III. DISCLAIMER AND EXCLUSION OF WARRANTIES

Informational Purposes Only (YMYL Disclaimer)
The content published on Folime—specifically regarding health, finance, insurance, and legal matters—is strictly for educational and informational purposes. It does not constitute professional medical, financial, or legal advice. Users must always consult certified professionals before making decisions based on the content of this Website. Folime is not responsible for any actions taken or decisions made based on the information provided herein.

Folime does not guarantee the absolute continuity, availability, or utility of the Website. While we strive to ensure the proper functioning of the site, Folime is not responsible for any interruptions, errors, or damages caused to the User’s computer systems (software and hardware), including those caused by viruses or other harmful software while browsing the internet.

IV. LINKING POLICY

Folime may provide links (e.g., banners, buttons, search engines) that allow Users to access third-party websites. These links aim to facilitate access to information available on the Internet.

Folime does not offer, sell, or market any products or services available on linked websites and is not responsible for the accuracy, legality, or reliability of any content offered by these third-party websites.

V. INTELLECTUAL AND INDUSTRIAL PROPERTY

Folime holds all intellectual and industrial property rights over the Website and its original elements (e.g., text, articles, structure, and logos). These works are protected under international intellectual property laws.

The reproduction, distribution, and public communication of any part of this Website for commercial purposes is strictly prohibited without the explicit written authorization of Folime. Users may view and store elements of the Website solely for personal and private use.

VI. APPLICABLE LEGISLATION AND JURISDICTION

Folime reserves the right to take any civil or criminal actions deemed necessary for the misuse of the Website and its Content, or for the violation of these Terms.

The relationship between the User and Folime will be governed by international digital commerce laws and the applicable regulations in Panama. Any disputes will be submitted to the competent courts and tribunals applicable under current legislation.